About Us

Putting You First

Our corporate motto is to put our clients firstand exceed their mortgage expectations. Our corporate model is based upon the philosophy of 'By Referral Only' - this is our incentive to have satisfied clients. With 18 years of industry experience, we have proven our business model to be successful. If you have questions, call us.

Raising Expectations

We help our customers save time and money. Best of all, loans close with no money surprises. In addition to utilizing cutting-edge technology, we specialize in the hands-on approach to the mortgage business. We have learned from experience that a loan is much more than just quoting rates. If you want the programs, terms and rates that fit you, call us.

Highest Quality Service

We efficiently expedite your entire transaction. From our first conversation to the end, we keep you informed every step of the way. Our commitment is to building rewarding and long-term relationships. Check out the Diamond Certified pages on this site. This sets us apart from all others in the mortgage and banking industry because we look out for you.

Meeting Every Challenge

You have options, whether residential or commercial. Give us a call and find out what programs work best for you.

"As to methods there may be a million and then some, but principles are few. The man who grasps principles can successfully select his own methods. The man who tries methods, ignoring principles, is sure to have trouble."

- Ralph Waldo Emerson

Phone: 408-986-1798 | Fax: 408-986-1766 | Email: mike@michael-ryan.com

Michael Ryan & Associates

1400 Coleman Ave. Suite F-17, Santa Clara, CA 95050

California Department of Real Estate License # 01090891 (916) 227-0770

Nationwide: Commercial | Small Business | IRA