The short version:
When you choose a lender, ask yourself the following questions, my answers are here.

Experience: 19 years, just loans
Additional Qualifications: construction, real estate, managing offices and apartments
Market Knowledge: general tracking of international and national interest rate movements and understanding why the rates are doing what they are doing

IF your loan provider has as much or more background, go with them. IF all you seek is the promise of the 'best' rate, continue to follow the promise.

In summary, we will bring Passion, Insight and Authenticity to you. Make your choice and call us.

The longer and politically correct version:
Our corporate motto is to put YOU, our clients, first and exceed your mortgage expectations. Our corporate model is based upon the philosophy of 'By Referral Only' - this is our incentive to have satisfied clients.

With 19 years of industry experience, we have proven our business model to be successful. If you have questions, call us.

The Cedar Mortgage connection is very exciting for us as we align with a premier 30 year experienced mortgage company. Putting all the programs and options on the table and available for you.

From the traditional First-time Home Buyer to the experienced investor, Cedar maintains relationships with over 28 funding sources. Not a promise to get you the best rate, but a mandate to put you with the best match available in the market.

Michael Ryan & Associates continues as well, providing solutions for those the traditional lending market leaves behind. All the business owners', contractors, commercial investors. Our systems insure your result from fitting your needs and expectations with the appropriate funding solutions from the hundreds of sources operating in all 50 states.

Raising Expectations
Highest Quality Service
Meeting Every Challenge

We help our customers save time and money. Best of all, loans close with no money surprises.

In addition to utilizing cutting-edge technology, we specialize in the hands-on approach to the mortgage business. We have learned from experience that a loan is much more than just quoting rates. If you want the programs, terms and rates that fit you, call us.

This sets us apart from all others in the mortgage and banking industry because we look out for you.

We look forward to working with you.