Your San Jose & Greater Bay Area Mortgage Broker and Loan Professionals | Committed To YOU.
Michael Ryan's simple Mortgage Planning Process will develop a strategic solution for your loan needs in three easy steps:
1. Determine your current financial profile
2. Review your credit report and loan application
3. Plan for your future in the short and long-term
What is the key to your perfect mortgage?
Call Michael Ryan & Associates today to find out. The ideal loan for your home or business may be a phone call away!
Use one of our simple loan application options to 
Find the perfect loan to fit your needs:
Purchasing a Home?
Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.
Need to Refinance?
Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
Consolidating Debt?
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.
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